Volvo Financial Services (VFS) is the captive finance company for the Volvo Group. It enjoys resounding success across the nearly 60 markets where it serves as the leading provider of financial solutions for the Volvo Group's customers and dealers. VFS has its headquarters in Montvale, New Jersey.
Today, so-called soft offers are important to the Volvo Group in terms of customer satisfaction, competitive advantage, profitability and geographic growth.
VFS contributes significantly to this segment by providing traditional financial services including installment contracts, operational and financial leases and dealer financing.