Analista de Crédito Sr
- Act as a senior credit analyst in a team of high professional skills, developing analysis best practices and performing deep and consistent financial analysis
- Achieve targets from Volvo Mission and Vision
- Achieve targets from VFS Strategic Objectives
- Achieve quantitative and qualitative objectives set for Credit area
- Adhere to Volvo policies and guidelines
- Support activities related to Credit Area
- Gather, review, understand and apply relevant information to credit decision
- Structure credit requests according to business and customer requirements, keeping in line with the Credit / Risk Area Policy & Procedures and strategies.
- Decide and communicate the credit decisions in properly time, and in accordance with the guidelines of risk and market requirements
- Maximize the portfolio value, carefully examining new credit requests
- Develop a results-oriented and a continuous improvement working environment
- Develop and utilize financial statement analysis skills to spread financial statements and prepare written comments highlighting important aspects of the financial statements
- Ensures accurate and complete documentation of credit files and recommends credit lines for current and prospective customers
- Assists in the development and implementation of procedures to minimize risk and improve underwriting quality
- Identifies and implements process improvement opportunities in the credit process
- Other projects as assigned
A divisão de Serviços Financeiros da Volvo é a fornecedora de soluções financeiras global do Grupo Volvo, oferecendo suporte às marcas do Grupo Volvo com serviços financeiros especializados. Isso inclui fornecer aos clientes e revendedores uma linha completa de ofertas, como soluções financeiras, de leasing e de seguro. Nossa equipe de aproximadamente 1.400 profissionais está localizada em 45 países de todo o mundo. Como parte da equipe da divisão de Serviços Financeiros da Volvo, você experimentará operações desafiadoras, ganhará exposição internacional e interagirá com colegas pelo mundo no Grupo Volvo.
We want to get to know you
An email confirmation will be sent as soon as you submit your application. After this, it is still possible to update your personal profile.
If selected for an interview, you will be contacted with information about the following process steps: second interview, assessments and references.
All candidates will be notified when a final candidate is selected for the job. You can choose for us to keep your resume in our database and activate a search agent that will look for other jobs that match your profile.
When you begin your employment, you will receive an introduction to help you quickly become part of the team and start working with your tasks in the best possible way.