Credit Analyst - Intern

Placement opportunity: June 2022 – July 2023

Job title: Credit Analyst - Intern (Volvo Financial Services)

Hours of work: 37.5 hours Monday to Friday

Salary and benefits: £18,000.00 25 days holiday, Employee Assistance Program including counselling and coaching, gym discount, free parking, shopping and travel discounts, social club,

Current degree requirements:

  • Studying for Finance / Accounting degree or related business degree.

  • 2 years completed – placement between 2nd & 3rd study years.

Brief description of department:

Volvo Financial Services (VFS) is a global company and in the UK employs over 90 people. We provide financial services to the truck, bus and coach, construction, aero and marine companies within Volvo. With Volvo Financial Services, you will be part of a global and diverse team providing expert financial services and solutions to customers and dealers in support of the Volvo Group’s sales.

Credit operates within the Credit, Risk & Operations Team at Volvo Financial Services UK.

The Credit Team are responsible for the investigation and analysis of finance applications in order to provide balanced, informed and reasoned commercial decisions. Credit sits at the forefront of the asset purchase process. Through detailed analysis and due diligence, Analysts provide responsible underwriting decisions to our Commercial colleagues to allow customers to fund their chosen asset purchase.

About the role:

We have an exciting opportunity within our department where the successful candidate will be able to contribute to the team and make a real change. The role reports directly to the Retail Credit Manager where there is opportunity to provide a new perspective on day-to-day duties within the team.


Working on various projects, you will get to learn about different areas of the department, which will give you a sound and broad understanding for your time after University.

In essence, the key projects being:

  • To support and review the introduction of an automated credit decision engine

  • To analyse the UK and Ireland portfolios to drive future underwriting strategy

  • To review existing Credit processes with a view to improve department efficiencies, primarily Credit decision turnaround times

Other Duties:

In addition to the core project, the role will also include other activities, which include:

  • Analyse and interpret standard commercial credit applications and verification of credit data consistency

  • General assistance to other members of the Credit team as required, in particular with actions relating to Credit and Risk

Competencies, skills and knowledge required:

  • Knowledge of financial services and related products

  • Good analytical skills in relation to financial and company information

  • Strong decision making skills

  • Thorough with a high level of accuracy

  • Ability to negotiate with internal customers

  • High level of IT application skills including Excel

The Volvo Group drives prosperity through transport solutions, offering trucks, buses, construction equipment, power solutions for marine and industrial applications, financing and services that increase our customers’ uptime and productivity. Founded in 1927, the Volvo Group is committed to shaping the future landscape of sustainable transport and infrastructure solutions. Countless career opportunities are offered across the group’s leading brands and entities that share a culture of Trust, Passion, High Performance, Change and Customer Success. 

Volvo Financial Services is the global financial solutions provider of the Volvo Group, supporting the Volvo Group brands with expert financial services. This includes providing customers and dealers with a full-range of offerings, such as financing, leasing, and insurance solutions. Our team of about 1,400 professionals are located in 45 countries worldwide. As a part of the Volvo Financial Services team, you will experience challenging assignments, gain international exposure, and interact with colleagues around the world in the Volvo Group.

Queremos conhecê-lo



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